Went to my neice's wedding on VALENTINES DAY when Heather and Phil tied the knot. After the reception dinner (wasn't very good but the open bar made up for it!)the dancin' began!!!!!
And there I was justa hip-hoppin' and boolie-boppin' to e-v-e-r-y-o-n-e-s shock and surprise!!!
I was cooooooooooooooler than all those 20-somethings!!!
Even my 16-year old neice, Taylor, and her two cousins, Rachel and Hannah, were bugged-eyed at my smooth moooooooooves and flashy grooooooooves!
Then.... the DJ got everyone in a circle, chose 4 in the middle to get everybody else dancin'.......... he played Y M C A!!! It was a hoot!!! Couldnta been better if I'd had a toot!!!!!!
Yep, I was in my element and, yet, I haven't been out dancin' in a club for... I don't know for sure... must be over FIVE years!!!!! I had so much fun.
I'll probably be reminded when the event comes out on video!
Tuesday, February 24, 2009
Sunday, February 8, 2009
Conservative Me
When I purchased my first home at age 40, I took the conservative route imbedded in my rational thought process from childhood. Farmers don’t lead extravagant life styles and, as was the case with my family, vacations are few and far between so money is very precious.
If it weren’t for weekend trips “up north” Cranberry Lake near Houghton, MI, which was a mere two hour ride, and if not for the cabin built by Uncle Jerry, there would have been no vacations. Fortunately, Jerry and Ethelyn gave us four kids many summer trips to the cabin while dad and mom enjoyed a few peaceful days alone.
In the early 60’s the tranquility of rowboat fishing and dog-paddling around the dock, which Jerry had also built, gave me the best of summers. Coleman lanterns, a gas stove, a grill and a flashlight for those frightful tip-tow nighttime trips to that god-awful, spider-infested, gross-smelling outhouse were exciting experiences. They give me happy-heart memories. I’m still grateful for the simple things in my life.
I couldn’t have wanted for more. Having food a-plenty and a safe, secure and loving home life with a brother and sisters to play with were sufficient. My best friend, Chucky, whose dad worked at the Oldsmobile factory in Lansing, went on vacations to such places as Yellowstone. I was invited to go along but no one, not even Chucky, felt the degree of dismay as myself. It had nothing to do with me personally; it was asthma that kept me feeling down on the farm.
What was initially a bit of jealousy was quickly replaced with the sad fact that I would miss a significant part of the summer without bike riding, playing ball and the little adventures a couple of buddies have as kids. Those two weeks were among the worst of my life.
I’m liberal with some of my thoughts, but for the most part I lay in a stagnant pool of conservatism. Since I didn’t know Mr. and Mrs. Jones, thus having no one to keep up with, and a non-player of the social games that people play, when I sought the help of what’s-his-name, who was more a realtor than a friend, my goal was to take on a home loan that would leave me secure in a castle but well within my financial means.
I ignored words that told me that told me I could afford a home of such-and-such a value. I ignored the suggestion that an adjustable rate mortgage would be right for me but I feared it would cost me an arm and a leg if/when rates went up. After a couple of years I refinanced, not only reducing the monthly payments but also narrowing the freedom of owning the home outright from 25 to 15 years and still chipping away until it was paid off a year earlier.
I followed the same course of reasoning when I moved from Orlando to Spring Hill. I got more home for less money with cash left over that was spent on upgrading carpeting and kitchen appliances, painting the interior with semi-gloss for longer lasting, more easily maintained walls and buying a 48” plasma TV. For the most part, these were true investments. Although there’s too much credit card debt thanks to home insurance, property taxes and “the unexpecteds” of life, I’m still a mortgage-free homeowner, guaranteed to have a roof over my head.
I had the same philosophy of survival when I left home at the age of 20 with all my belongings stacked in a wholly-owned ’69 Gremlin with enough saved for a year’s rent paid in advance. No one could understand my reasoning but, since I was all alone and insecure in foreign surroundings, I could fill my tummy with many nights of macaroni and cheese, which is healthy gourmet food at that age, without the worry of living on the street or, heaven forbid, giving up and retreating to the given security of living in someone else’s home, namely my parents. I was young, free, determined and responsible enough to make it on my own. Living conservatively has always fit like a glove to my needs.
If it weren’t for weekend trips “up north” Cranberry Lake near Houghton, MI, which was a mere two hour ride, and if not for the cabin built by Uncle Jerry, there would have been no vacations. Fortunately, Jerry and Ethelyn gave us four kids many summer trips to the cabin while dad and mom enjoyed a few peaceful days alone.
In the early 60’s the tranquility of rowboat fishing and dog-paddling around the dock, which Jerry had also built, gave me the best of summers. Coleman lanterns, a gas stove, a grill and a flashlight for those frightful tip-tow nighttime trips to that god-awful, spider-infested, gross-smelling outhouse were exciting experiences. They give me happy-heart memories. I’m still grateful for the simple things in my life.
I couldn’t have wanted for more. Having food a-plenty and a safe, secure and loving home life with a brother and sisters to play with were sufficient. My best friend, Chucky, whose dad worked at the Oldsmobile factory in Lansing, went on vacations to such places as Yellowstone. I was invited to go along but no one, not even Chucky, felt the degree of dismay as myself. It had nothing to do with me personally; it was asthma that kept me feeling down on the farm.
What was initially a bit of jealousy was quickly replaced with the sad fact that I would miss a significant part of the summer without bike riding, playing ball and the little adventures a couple of buddies have as kids. Those two weeks were among the worst of my life.
I’m liberal with some of my thoughts, but for the most part I lay in a stagnant pool of conservatism. Since I didn’t know Mr. and Mrs. Jones, thus having no one to keep up with, and a non-player of the social games that people play, when I sought the help of what’s-his-name, who was more a realtor than a friend, my goal was to take on a home loan that would leave me secure in a castle but well within my financial means.
I ignored words that told me that told me I could afford a home of such-and-such a value. I ignored the suggestion that an adjustable rate mortgage would be right for me but I feared it would cost me an arm and a leg if/when rates went up. After a couple of years I refinanced, not only reducing the monthly payments but also narrowing the freedom of owning the home outright from 25 to 15 years and still chipping away until it was paid off a year earlier.
I followed the same course of reasoning when I moved from Orlando to Spring Hill. I got more home for less money with cash left over that was spent on upgrading carpeting and kitchen appliances, painting the interior with semi-gloss for longer lasting, more easily maintained walls and buying a 48” plasma TV. For the most part, these were true investments. Although there’s too much credit card debt thanks to home insurance, property taxes and “the unexpecteds” of life, I’m still a mortgage-free homeowner, guaranteed to have a roof over my head.
I had the same philosophy of survival when I left home at the age of 20 with all my belongings stacked in a wholly-owned ’69 Gremlin with enough saved for a year’s rent paid in advance. No one could understand my reasoning but, since I was all alone and insecure in foreign surroundings, I could fill my tummy with many nights of macaroni and cheese, which is healthy gourmet food at that age, without the worry of living on the street or, heaven forbid, giving up and retreating to the given security of living in someone else’s home, namely my parents. I was young, free, determined and responsible enough to make it on my own. Living conservatively has always fit like a glove to my needs.
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